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»Federal Perkins and Chapman University Harriet S. Salmon Interest Free Loans

+-Federal Perkins Loan in detail.

The Federal Perkins Loan is awarded to students based on the financial information provided on your annual FAFSA form.

Federal Perkins Loan: Federal Perkins Loans are awarded through the Office of Financial Aid. For information on eligibility for this type of loan please contact the Office of Financial Aid at (714) 997-6741. If a student is awarded this loan, an online Entrance Interview and Master Promissory Note must be submitted in order for your loan to post to your account.

You will receive an email notification from Chapman University/ECSI once your required paperwork is ready to be E-signed. You will not receive paper Master Promissory Notes (MPN's). You will be instructed to:

NOTE: If you have been awarded a Federal Perkins Loan, your FAFSA PIN is required to complete this process.  If you do not have a valid PIN, you must go to the Department of Education's PIN site at http://www.pin.ed.gov.

  1. Log on to ECSI's website at https://www.ecsi.net/prom3B/
  2. Provide your Social Security Number, last name and date of birth.
  3. Provide your PIN when requested on the Student Authentication Network page.
  4. Most pages require that you accept the terms by checking a box at the bottom of those pages.
  5. You must provide complete reference information for yourself, next of kin (a relative) and two additional references.  Failure to complete all lines accurately will keep your loan from disbursing to your account.
  6. PROMISSORY NOTE - Read completely.  Once you have read the promissory note you must electronically sign the note at the bottom of the page.  The electronic signature includes a check off box plus your full legal name.

This loan has a fixed rate of 5%; there is a nine-month grace period before repayment begins after a student ceases attending classes. An online exit interview is mandatory and must be completed upon ceasing to attend classes. Should a student transfer to another university or choose not to take classes for a semester, this exit interview must still be completed. Also, once repayment has begun and a student should incur financial difficulty, different options are available to assist in deferment, cancellation or forbearance. It is the responsibility of the student to request one of these options.

Chapman University uses an outside billing service called ECSI Educational Computer Systems, Inc.

If you need your PIN or have difficulty logging in to the ECSI website (https://www.ecsi.net ), please contact ECSI directly at 866-428-1098. On ECSI's website, you will be able to see all qualifying loans listed. If you receive an email* from "webmaster@ecsi.net", this is indeed a communication authorized by Chapman University regarding your campus-based loan(s).

+-Chapman University Harriet S. Salmon Interest Free Loan in detail.

Chapman University Harriet S. Salmon Interest Free Loan: The Interest Free loan is a loan in which Chapman University is the Lender. Chapman Interest Free Loan is awarded through the Office of Financial Aid.  For information on eligibility for this type of loan please contact the Office of Financial Aid at 714-997-6741.

If a student is awarded this loan, an online Entrance Interview and Master Promissory Note must be submitted in order for your loan to post to your account.  Also a co-signer is required for this loan.

Note: ***NOTE: If you have been awarded an Institutional loan your ECSI PIN is required for authentication to complete this process. ECSI will provide you with the pin number.

  1. Log on to ECSI's website at https://www.ecsi.net/prom3B/
  2. Provide your Social Security Number or Student ID Number, last name and date of birth.
  3. Enter your ECSI PIN: ~pin%7e when requested for authentication.
  4. Most pages require that you accept the terms by checking a box at the bottom of those pages.
  5. You may be required to provide complete reference information for yourself, next of kin (a relative) and two additional references.  Failure to complete all lines accurately will keep your loan from disbursing to your account.
  6. PROMISSORY NOTE and/or DISCLOSURE STATEMENTS - Read completely.  Once you have read the promissory note you must electronically sign the note at the bottom of the page.  The electronic signature includes a check off box plus your full legal name.
  7. After you have read and signed the Promissory Note, you will be required to provide the co-singer’s information. An email will be sent to the co-signers e-mail. Once your co-signer has completed his/her portion of the Promissory Note, funds will be disbursed.

Chapman Interest free loan has a 0% interest rate throughout the whole life of the loan. If default shall be made in the payment of two (2) consecutive installments of the principal of this loan when due, and said default continues for thirty (30) after written notice, this note shall become due and payable with interest at the rate of 10 % per annum.

There is a six-month grace period before repayment begins after a student graduates or leaves Chapman University whichever comes first. This loan cannot be consolidated, no deferments for forbearances are allowed on this loan. An online exit interview must be completed upon graduation. Should a student transfer to another university or choose not to take classes for a semester this interview must still be completed.

If you need your PIN or have difficulty logging in to the ECSI website (https://www.ecsi.net ), please contact ECSI directly at 866-428-1098. On ECSI's website, you will be able to see all qualifying loans listed. If you receive an email* from "webmaster@ecsi.net", this is indeed a communication authorized by Chapman University regarding your campus-based loan(s).

Chapman University uses an outside billing service called ECSI Educational Computer Systems, Inc.

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For questions regarding Federal Perkins and Chapman University Interest Free Loan, please contact:

Salvador Flores
Loan Collections Specialist
Bhathal Student Business Services Building
(714) 744-7814
sflores@chapman.edu
Regarding eligibility please contact:
Financial Aid Office
(714) 997-6741